If you’re active or discharged military who’s ready to buy a home, a Veterans Benefits Administration (VA) home loan allows you to buy a home with no down-payment, no minimum credit score, and a better interest rate than you’d otherwise qualify for. Because the VA is guaranteeing the loan for the mortgage lender, you’ll need a Certificate of Eligibility, along with social security numbers,...
Mortgage lenders check your credit history before approving a home-buying loan. Your credit scores are crucial to getting the amount you want to borrow at a good interest rate. Your income vs. your debt, your payment history, the length of time you’ve had credit, new credit you’ve opened, and the types of credit you owe (such as student loans or consumer debt) are all calculated in a valuation...
An important benefit of homeownership is that you can design and decorate the property to your tastes, but sometimes you need a few ideas to get started. Should you paint or wallpaper? Should you stay safe with neutrals or go wild with color? The answers may lie in trendspotting for 2019. Color over neutrals. This is the year to embrace color – reds, blues, greens and yellows in tones that look...
If you’re buying a home in a community with a homeowners association (HOA), there are some things you need to know. There are different levels of HOA's from higher dues on patio homes where the homeowners association handles shared maintenance for the homeowners like lawn care, snow removal, and sometimes exterior maintenance. The average HOA's in typical communities on single family homes collect dues...
If you find yourself saying any of the following to your Berkshire Hathaway HomeServices network professional, you may be hurting your chances of selling your home quickly and for the most money possible. “I’m not making any repairs.” According to the 2018 Home Buyer and Seller Generational Trends Report from the National Association of REALTORS®, 47 percent of buyers under the age of 37...
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