House for families

Fall in Love with the Right Home

You’re ready to fall in love with your first home. You want more living space, a place to do your art and crafts, enough bedrooms to expand your family or accommodate relatives and friends, a separate master suite, and an entertaining area that will impress. All in the best neighborhood, of course! Welcome to the first lesson of home-buying – the perfect home doesn’t exist, but if you’ll choose...

Mortgage Loan for the Military

If you’re active or discharged military who’s ready to buy a home, a Veterans Benefits Administration (VA) home loan allows you to buy a home with no down-payment, no minimum credit score, and a better interest rate than you’d otherwise qualify for. Because the VA is guaranteeing the loan for the mortgage lender, you’ll need a Certificate of Eligibility, along with social security numbers,...

Does your home have an odor?

You’ve cleaned, decluttered and painted to get your home ready to sell. But there’s still one job left – make certain your home smells great for every showing. Here are four things to keep in mind to ensure your house smells fresh and clean for potential buyers: Stuffiness. Open the windows and air out stale, musty rooms. Steam clean carpets and curtains, wash all bedding, and store stinky...

Is Love Co-signing Your Child’s Mortgage Loan?

Young home buyers have a rough time compared to their parents when they were first-time home buyers. They have more student debt, slower wage growth and are building wealth later in life than their parents did at the same age. With so many hurdles to cross, parents like you may be thinking of co-signing so your son or daughter may have a home of their own. This would be a true act of love, but it...

Life With An HOA

If you’re buying a home in a community with a homeowners association (HOA), there are some things you need to know. There are different levels of HOA's from higher dues on patio homes where the homeowners association handles shared maintenance for the homeowners like lawn care, snow removal, and sometimes exterior maintenance. The average HOA's in typical communities on single family homes collect dues...

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